Programs

CAPITAL GROWTH

Access to capital and financial growth programs that help commerce businesses invest in infrastructure and expansion.

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INVEST IN YOUR FUTURE

The Capital Growth program gives qualifying businesses access to the financial resources they need to invest in technology, infrastructure, and expansion. Whether you're opening a new location, upgrading your POS system, or scaling your digital operations, Capital Growth can help fund the next step.

  • Working capital & cash flow solutions
  • Merchant cash advances (MCA)
  • SBA loan programs & government-backed funding
  • Term loans — fixed repayment schedules
  • Equipment financing & leasing
  • Payroll financing & staffing capital
  • Expansion & multi-location funding
  • Technology upgrade & infrastructure investment

Technology Investment

Fund POS hardware, software licenses, and digital infrastructure upgrades.

Expansion Capital

Access capital to open new locations or expand your current footprint.

Operations Funding

Bridge funding to support operational scaling and staffing growth.

OUR PROGRAMS

Powerful funding solutions for every stage of your growth.

CAPITAL CORE

Working Capital Solutions

Access funds to manage cash flow, cover operating expenses, invest in inventory, and keep your business running strong.

Application Fee

$0

Funding Available

Up to $500,000+

Funding For

Payroll
Operations
Inventory
Cash Flow
Marketing
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CAPITAL PLUS

Equipment & Expansion Financing

Finance the equipment, buildouts, and upgrades you need to expand operations and increase revenue.

Application Fee

$0

Funding Available

Up to $1,000,000+

Funding For

POS Hardware
Tech Upgrades
Renovations
New Locations
Buildouts
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Corporate office building

CAPITAL ADVANCE

Enterprise Funding Infrastructure

Large-scale funding solutions for established businesses, multi-location operators, and franchise organizations.

Starting at

$5,000,000+

Funding For

Franchise Expansion
Equipment Financing
Acquisition Funding
Expansion Capital
Multi-Location Growth
Fast Approvals
Enterprise Lending
Dedicated Advisor
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Funding Solutions

SIX WAYS TO FUND YOUR GROWTH

Pre-approval in under 24 hours. Soft credit pull only. Choose the funding structure that fits your operation.

💵

WORKING CAPITAL

Range

$10K–$1M

Terms

3–18 Mo

Tackle cash-flow challenges — payroll, inventory, taxes, improvements, and hiring — quickly with revenue-based working capital solutions. Repayment ties directly to your revenue, not a fixed monthly payment.

Revenue-based repayment
Line of credit up to $750,000
Pay interest only on what you draw
Fast approvals: 1–3 business days
⚡ Pre-approval in under 24 hours · Soft credit pull only
📋

TERM LOANS

Range

$25K–$2M

Terms

12–60 Mo

A traditional loan providing a lump sum with a fixed repayment schedule — ideal for large investments, expansions, or major capital expenditures. Longer terms available for well-qualified borrowers.

Fixed, predictable payments
Ideal for large investments
Structured monthly repayments
Longer terms for qualified borrowers
⚡ Pre-approval in under 24 hours · Soft credit pull only
🏦

MERCHANT CASH ADVANCE

Range

$10K–$2M

Terms

3–18 Mo

A merchant cash advance (MCA) provides a lump sum in exchange for a percentage of future daily sales. Repayment automatically adjusts to your revenue — slower days mean smaller payments, busier days pay it down faster.

No fixed monthly payment
Repayment tied to daily sales
No collateral required
Approval based on revenue, not credit
⚡ Funding as fast as 24 hours · No fixed monthly payment
🏛️

SBA LOANS

Range

$50K–$10M

Terms

10–25 Yr

SBA 7(a) and SBA 504 loan programs offer the lowest rates and longest terms available to small businesses — backed by the US Small Business Administration. Ideal for real estate, major equipment, and long-term expansion capital.

SBA 7(a) and 504 programs
Lowest rates for qualified borrowers
Terms up to 25 years
Real estate, equipment, and expansion
⚡ Government-backed · Lowest available rates for qualified borrowers
🖥️

EQUIPMENT FINANCING

Range

$10K–$2M

Terms

6Mo–10Yr

Preserve cash by financing or leasing business equipment over 6 months to 10 years instead of a lump sum. Low monthly payments include soft costs like installation and shipping.

Lease or finance flexibly
Installation & shipping included
Keep working capital free
Great rates, 24-hour approval
⚡ Funds approved within 24 hours of application
👥

PAYROLL FINANCING

Range

$10K–$500K

Terms

1–12 Mo

Payroll financing ensures your team gets paid on time even during slow seasons, cash-flow gaps, or rapid growth phases. Short-term payroll capital bridges the gap between revenue cycles and payroll obligations.

Cover payroll during slow periods
Bridge revenue-to-payroll gaps
Short-term, fast-access funding
Protect employee retention
⚡ Cover payroll on time · No disruption to your team

Common Questions

CAPITAL GROWTH FAQ

Ready to Access Capital?

Complete the Capital Growth questionnaire to get pre-approved in under 24 hours. Soft credit pull only — no impact to your credit score.